Essay: Acquiring Access to the Central Databank

Sample Essay

If one was to consider an example of this infrastructure in practice, it is apparent that the working of this infrastructure will be in a manner such that the process of information exchange will initiate by the consumer sending a request to the online retailer to carry out a transaction. Upon receiving the request for transaction, the online retailer/website shall ask the consumer to provide his/her id which shall be in correspondence with the consumer’s personal information located in the central data bank. When the consumer has provided the id, the online retailer/website can then perform a check with the central data bank to make sure that the customer is authentic.

However, in order to acquire access to the central databank, the website/online retailer shall be required to provide an id that will be essential for the authentication of the website/online retailers identity. The id provided by the website/online retailer shall be one that will correspond to information about the website/online retailer in the central databank and shall be monitored by a regulatory authority to ascertain the purpose for which the information is being acquired. Once the website/online retailer’s identity and purpose has been identified and the databank’s regulatory authority has ascertained that the consumer, at the time of data submission to the databank, gave his/her consent to receive marketing information or to allow authentication checks, the website/online retailer shall be given access to the data for a limited period after which the website/online retailers will be required to authenticate their identity and reason once more.

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